Tax Tool: Look up the Second Lowest Cost Silver Plan (SLCSP) Premium

If you enrolled in a plan through the Health Connector in 2015, you may be eligible for a tax credit based on your income and family size to help lower the cost of your premiums. The amount of your 2015 tax credit is calculated using the premium of the second lowest cost plan in the Silver category that was available to you in 2015.

You may need to use this tool to complete IRS Form 8962 to calculate your 2015 premium tax credit. Most people will find their SLCSP premium on their Form 1095-A. If the information isn’t on that form, or if it’s not updated, you’ll may need to use this tool.

You may also need to use this tool if you’re filling out IRS Form 8965 to claim an exemption because insurance was considered unaffordable for you in 2015. Your SLCSP shows how much financial assistance you would have been eligible for.

How to use the SLCSP tool:

  1. Enter the ZIP code where you lived while enrolled in coverage through the Health Connector in 2015. (If you lived in more than one ZIP code, you may need to use this tool for each of them.)
  2. Add household members. Only enter the ages of  household members who were:
  • Enrolled in health plan through the Health Connector
  • Was not eligible for other minimum essential coverage, such as insurance through a job, Medicare, or MassHealth for the months they were enrolled. See the full list of other types of health coverage
  • Claimed as a personal exemption on your tax return, such as a spouse and/or tax dependents.

For each member of your household who had coverage through the Health Connector in 2015, enter their age at the coverage start date. For example, if you coverage started February 1, 2015, then enter the age as of February 1, 2015.

Important Note: For dependents age 20 and under, you only need to enter the three oldest, even if you claimed more than three tax dependents aged 20 and under. For example, if you have four dependents aged 19, 14, 12, and 9, then only include the 19-, 14-, and 12-year-olds. For infants under 1-year-old, enter “0”.)

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Need help filing your taxes?

Many taxpayers qualify to have their federal and state income taxes prepared and filed for free. Find out where to get free tax filing help on the Massachusetts Department of Revenue website.

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