Health Connector - Massachusetts Health Connector

Webinar: Recently lost health insurance from your job? Know your options and how to shop for plans.

Video Download Presentation PDF Download Presentation Questions & Answers Modified Adjusted Gross Income (MAGI) is used to determine your eligibility for subsidies through the Health Connector. More information and a form to assist you in calculating your annual projected income can be found below. Questions in the application will guide you through the information that you need to supply. In general, we recommend that you read the tooltips in the application if you have questions. It’s also helpful to have a copy of your most recent tax return handy so that you can compare your income or account for deductions that you might also have for 2021. Get full details at https://www.mahealthconnector.org/how-do-i-answer-questions-about-income Estimating your income while on unemployment can be difficult as your employment status may change, and for that reason we encourage people to return to their application any time they have a change in circumstances, including a change in their income. When estimating your yearly/annual income, combine the income you earned in 2020 (or expect to earn in 2021) prior to becoming unemployed with your weekly unemployment benefit amount for the duration of the expected unemployed period (up to 39 weeks). If you think you are returning to work, include the amount that you expect to earn for the remainder of the year. The table and tips below can help you know what needs to be included or not when answering the current income question and [...]

Massachusetts Health Connector extends Open Enrollment through May 23 for anyone to get health insurance

February 3, 2021 – The Massachusetts Health Connector announced today a further extension of its Open Enrollment through May 23, providing residents impacted by COVID-19 the opportunity to get access to affordable, comprehensive health insurance. The Health Connector previously announced an extension of Open Enrollment through March 23, two additional months beyond the original Jan. 23 deadline. Open Enrollment started Nov. 1, and the new deadline of May 23 aligns the Massachusetts health insurance exchange with the new open enrollment period for the federal exchange platform, healthcare.gov, which reopens Feb. 15 and remains open through May 15, and will be accompanied by a national marketing and awareness campaign. Many people need help applying for coverage or picking plan, and the Health Connector has 18 Navigator organizations available around the state, many with newly added capacity – including evening and weekend hours – to help those with questions. People who need help can find a local Navigator at www.MAhealthconnector.org/navigators. Tens of thousands of Health Connector members applicants are staying covered or getting covered during Open Enrollment, and people are encouraged to reach out to a Navigator as soon as possible to get the support needed to get coverage. About the Massachusetts Health Connector The Massachusetts Health Connector is the Commonwealth’s health insurance exchange, and currently serves more than 300,000 individuals and small-employer members with health and dental insurance. Massachusetts residents who do not have health insurance from an employer or other entity can use the exchange to gain coverage. Through the ConnectorCare [...]

Massachusetts Health Connector continues Open Enrollment through March 23

January 22, 2021 – The Massachusetts Health Connector announced today it is continuing Open Enrollment until March 23, providing additional time for state residents to access affordable, quality health insurance, particularly those hurt by the economic impacts of COVID-19. With Open Enrollment ongoing, Massachusetts residents who do not have health insurance have a new opportunity to get coverage through the Health Connector. This includes commercial plans through the ConnectorCare program, which provides help paying monthly premiums, and also offers low co-pays and no deductibles. “Having health insurance means having the peace of mind that if sick or injured, access to health care and services is readily available,” said Louis Gutierrez, the Executive Director of the Massachusetts Health Connector. “Hopefully those who don’t have coverage can take advantage of this opportunity to enroll and enjoy that peace of mind that comes with being insured.” Along with people who do not have health insurance, people who are currently in COBRA coverage after losing their jobs can switch to a Health Connector plan during this period. For people who are current paying full premiums for COBRA plans, qualifying for ConnectorCare would represent significant savings. It is likely that for COBRA participants could also find lower-cost plans available without subsidy. Many people need help applying for coverage or picking plan, and the Health Connector has 18 Navigator organizations available around the state, many with newly added capacity – including evening and weekend hours – to help those with questions. People who need help can [...]

Webinar: Recently lost health insurance from your job? Know your options and how to shop for plans.

Video Download Presentation PDF Download Presentation Questions & Answers Modified Adjusted Gross Income (MAGI) is used to determine your eligibility for subsidies through the Health Connector. More information and a form to assist you in calculating your annual projected income can be found below. Questions in the application will guide you through the information that you need to supply. In general, we recommend that you read the tooltips in the application if you have questions. It’s also helpful to have a copy of your most recent tax return handy so that you can compare your income or account for deductions that you might also have for 2020 or 2021. Get full details at https://www.mahealthconnector.org/how-do-i-answer-questions-about-income Estimating your income while on unemployment can be difficult as your employment status may change, and for that reason we encourage people to return to their application any time they have a change in circumstances, including a change in their income. When estimating your yearly/annual income, combine the income you earned in 2020 (or expect to earn in 2021) prior to becoming unemployed with your weekly unemployment benefit amount for the duration of the expected unemployed period (up to 39 weeks). If you think you are returning to work, include the amount that you expect to earn for the remainder of the year. The table and tips below can help you know what needs to be included or not when answering the current income [...]

Comment Letter on the Draft 2022 Federal Actuarial Value Calculator Methodology

The Massachusetts Health Connector and Division of Insurance have shared key feedback on the draft 2022 Federal Actuarial Value Calculator Methodology. The comment letter emphasizes concerns over how the current methodology affects plan design, particularly for bronze-level plans, which are increasingly difficult to keep affordable and within federal standards.

Webinar: Recently lost health insurance from your job? Know your options and how to shop for plans.

Video Download Presentation PDF Download Presentation Questions & Answers Modified Adjusted Gross Income (MAGI) is used to determine your eligibility for subsidies through the Health Connector. More information and a form to assist you in calculating your annual projected income can be found below. Questions in the application will guide you through the information that you need to supply. In general, we recommend that you read the tooltips in the application if you have questions. It’s also helpful to have a copy of your most recent tax return handy so that you can compare your income or account for deductions that you might also have for 2020 or 2021. Get full details at https://www.mahealthconnector.org/how-do-i-answer-questions-about-income Estimating your income while on unemployment can be difficult as your employment status may change, and for that reason we encourage people to return to their application any time they have a change in circumstances, including a change in their income. When estimating your yearly/annual income, combine the income you earned in 2020 (or expect to earn in 2021) prior to becoming unemployed with your weekly unemployment benefit amount for the duration of the expected unemployed period (up to 39 weeks). If you think you are returning to work, include the amount that you expect to earn for the remainder of the year. The table and tips below can help you know what needs to be included or not when answering the current income [...]

Massachusetts Health Connector remains open to new enrollments through Jan. 23

Deadline for New Year coverage is Dec. 23, beyond federal end date of Dec. 15 December 14, 2020 – The Massachusetts Health Connector, which provides affordable commercial health insurance to more than 275,000 people, remains open to new enrollments through Jan. 23, with a deadline of Dec. 23 for anyone who needs coverage to start the New Year. Those deadlines are beyond the federal Open Enrollment deadline. The federal government’s healthcare.gov closes to new coverage on Dec. 15. In order to ensure everyone who needs coverage has the opportunity to sign up, the Health Connector maintains deadlines that extend beyond the federal government timing. “Having health insurance is always vital to ensure people’s physical and financial health, but more than ever, having coverage is necessary as we try to keep people safe from COVID-19 and deliver COVID-19 testing and treatment benefits to Massachusetts residents,” said Louis Gutierrez, the Executive Director of the Massachusetts Health Connector. “We encourage everyone to get covered and stay covered – that means having health insurance and wearing a mask and staying socially distant.” The Health Connector is the state-based health insurance exchange for Massachusetts, offering affordable commercial plans to people who do not get coverage through their employer or other sources. The Health Connector offers subsidized plans to those who are income-eligible through the ConnectorCare program, which offers lower premiums and co-pays, and no-deductibles to those enrolling in a plan. Most people who shop through the Health Connector qualify for subsidies to help make coverage [...]

Comment Letter on the proposed rule, “Securing Updated and Necessary Statutory Evaluations Timely”

The Massachusetts Health Connector has raised significant concerns about the proposed SUNSET rule, which could lead to the automatic expiration of vital health regulations if not reviewed in a timely manner. The Health Connector warns that this approach risks creating disruptions in health coverage and unpredictability in the insurance market, potentially harming consumers and states that rely on these protections.

Webinar: Recently lost health insurance from your job? Know your options.

Video Download Presentation PDF Download Presentation Questions & Answers Modified Adjusted Gross Income (MAGI) is used to determine your eligibility for subsidies through the Health Connector. More information and a form to assist you in calculating your annual projected income can be found below. Questions in the application will guide you through the information that you need to supply. In general, we recommend that you read the tooltips in the application if you have questions. It’s also helpful to have a copy of your most recent tax return handy so that you can compare your income or account for deductions that you might also have for 2020 or 2021. Get full details at https://www.mahealthconnector.org/how-do-i-answer-questions-about-income Estimating your income while on unemployment can be difficult as your employment status may change, and for that reason we encourage people to return to their application any time they have a change in circumstances, including a change in their income. When estimating your yearly/annual income, combine the income you earned in 2020 (or expect to earn in 2021) prior to becoming unemployed with your weekly unemployment benefit amount for the duration of the expected unemployed period (up to 39 weeks). If you think you are returning to work, include the amount that you expect to earn for the remainder of the year. The table and tips below can help you know what needs to be included or not when answering the current income [...]

National Coalition Launches “Get Covered 2021” Urging America To Mask Up and Get Insured—Focus on COVID And Coverage For 16 Million Americans Eligible for Financial Help Now

“Get Covered” is a call to wear a mask to prevent the spread of COVID as well as a public statement that you want your family and friends to get health insurance. COVID underscores why insurance matters - but not just because of the pandemic - coverage can help people stay healthy and provide a pathway to care for diseases like cancer, diabetes, and many others that impact people’s Get Covered 2021 will focus on getting the estimated 16 million uninsured people across America eligible for financial help – through their Affordable Care Act marketplace, or free coverage through Medicaid – insurance coverage The Get Covered 2021 coalition announced that December 10th will be Get Covered America Day -- a day of action where everyone will be encouraged to keep wearing their mask and post a picture of themselves on social media, including a personal message about how friends, family and neighbors can get financial help for insurance now, sharing the website GetCovered2021.org and using the hashtag #GetCovered2021. WASHINGTON DC, SACRAMENTO, CA AND FRANKFORT, KY - Today, a broad coalition of states, consumer and patient groups, and health care providers from across the country launched Get Covered 2021, a new national initiative designed to help uninsured Americans enroll into health insurance and promote COVID-19 safe practices (see Attachment 1. Coalition Partners) As part of today’s launch, Get Covered 2021 announced tools and information available through a new website www.GetCovered2021.org, where Americans will be connected to their state or federal marketplace [...]

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