ConnectorCare Plans: Affordable, high-quality coverage from the Health Connector
ConnectorCare plans are affordable health insurance plans offered through the Massachusetts Health Connector. They have low monthly premiums and low out-of-pocket costs, with no deductibles.
What Kind of Coverage Do You Get With ConnectorCare?
ConnectorCare plans offer great coverage with important benefits like doctor visits, prescription medications, and emergency care. ConnectorCare plans have low monthly premiums, low co-pays, and no deductibles. There are different ConnectorCare Plan Types, which are based on your income. All of the plans offered for each Plan Type will have the same benefits and co-pays for covered services. You can see the co-pays for different services in the chart on the next page, as well as examples of the monthly premiums for each Plan Type.
ConnectorCare plans are offered by some of the leading insurers in the state. Depending on where you live, you may be able to choose from ConnectorCare plans offered by:
- Ambetter from CeltiCare Health,
- Boston Medical Center HealthNet Plan,
- Fallon Health,
- Health New England,
- Minuteman Health,
- Neighborhood Health Plan, and
- Tufts Health Plan.
Each insurer’s plan may have different doctors or hospitals in their provider networks. Be sure to use our new Find a Provider tool at ProviderDirectory.MAhealthconnector.org to see if the providers you want are in a plan’s network before you enroll.
ConnectorCare Plans for Individuals & Families
What are ConnectorCare plans? Watch the video for a brief overview.
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Who Can Qualify For a ConnectorCare Plan?
People with household incomes that are at 300% of the Federal Poverty Level (FPL) or lower may qualify for ConnectorCare. If your income is higher than 300% of the FPL, you won’t qualify for a ConnectorCare plan. However, you may still be able to get tax credits that help to lower the cost of your monthly premiums. You can enter some information on MAhealthconnector.org to see which programs you may qualify for.
In addition to qualifying based on income, ConnectorCare members must:
- Live in Massachusetts
- Be a US Citizen, National, or lawfully present immigrant in the United States
- Not qualify to enroll in an employer’s affordable, comprehensive health insurance
- Not be in jail
- Not qualify for Medicare, MassHealth (Medicaid) or other public health insurance programs
Which ConnectorCare Plan Can You Qualify For?
The cost of ConnectorCare plans are different, depending on the health insurer and the Plan Type. The Plan Type that you qualify for is based on your income. The chart on the right shows the FPL ranges for different ConnectorCare Plan Types.
|Plan Type||FPL Range|
|Plan Type 1||0 -100% FPL|
|Plan Type 2A||100.1-150% FPL|
|Plan Type 2B||150.1-200% FPL|
|Plan Type 3A||200.1-250% FPL|
|Plan Type 3B||250.1-300% FPL|
There are different coverage options for American Indians and Alaska Natives. American Indians/Alaska Natives may qualify for lower out-of-pocket costs through ConnectorCare plans and other Health Connector plans. Click here to learn more →
ConnectorCare plans offer great coverage with important benefits like doctor visits, prescription medications, and emergency care.
Most people who apply are able to get help paying for their insurance. Download the guide to find out more about subsidies and who may qualify.