Getting health insurance is an important first step in getting and staying healthy. Follow these guidelines to make sure you are taking care of your health and your coverage. #1 – Understand your health coverage Check with your insurance plan to see what services are covered, and know whether you will need to pay out of pocket for any services. Be familiar with your costs (premiums, co-payments, deductibles, co-insurance). Know the difference between in-network and out-of-network providers. Know where and when to send payments for your monthly health insurance premium from the Health Connector. #2 – Know where to go for care Use the emergency department only for life-threatening situations. Use your doctor for preventive health or when it’s not an emergency. Did you know that because of national healthcare reform, most health plans must cover a set of preventive services like shots and screening tests at no cost to you? Find out more about preventive services for adults, women, and children at https://www.healthcare.gov/preventive-care-benefits/adults/ #3 – Find a provider Ask people you trust and/or do research on the internet. Check which providers are in your network by searching on your health plan’s website or calling your health plan’s customer service number. If you’re assigned a provider and you want to change, call your health plan. #4 – After you have an appointment with a provider Follow your provider’s instructions. Fill any prescriptions you were given, and take them as directed. Review your explanation of [...]
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