Small Business Dental Coverage

Thank you for your interest in purchasing dental insurance for your small business through the Massachusetts Health Connector.

Small businesses employing between 1 and 50 employees are eligible to purchase dental insurance through the Health Connector. The information below will help you choose the best plan for your employees.

Detailed information about specific plans and their covered benefits and associated cost-sharing amounts, such as deductibles, co-pays, out of pocket maximums, and annual benefit maximums is available by clicking on the boxes below.

Altus Dental Logo
Delta Dental logo

Here are some important features that are common to all Health Connector dental plans:

For children under 19 years of age on any plan:

  • The out-of-pocket maximum is $350 for one; $700 for two or more
  • There is never an annual benefit maximum
  • Medically necessary orthodontia is covered (and some offer cosmetic coverage)

For adults 19 years of age or older, on any plan:

  • There is no out-of-pocket maximum
  • There is an annual benefit maximum (which may vary)
  • Orthodontia of any kind is not a covered benefit

While shopping, pay close attention to these features, which are different from plan to plan:

  • Monthly Premiums
  • Co-insurance amounts (percentage of cost that the plan pays) differ for:
  • Preventive and diagnostic services, such as cleanings, x-rays, treatments and sealants
  • Basic restorative services, such as fillings and extractions
  • Major restorative services, such as crowns, bridges, dentures
  • Orthodontia, both medically-necessary and (when covered) cosmetic
  • Deductibles and annual benefit maximums (for adults only)
  • Some plans have smaller provider networks as indicated in the Summaries of Benefits and Coverage (SBCs) – you may search for specific providers by clicking on the provider search links below. In addition, some plans do not pay for covered services if you see a dentist who is not in the plan’s network. These plans are labeled as having no out-of-network coverage in the SBCs below.
Is my business eligible to shop for plans?

Click on any box to download a side-by-side comparison of available plan benefits and sample premiums:

Basic Coverage

For plans that include preventative, diagnostic, and basic restorative coverage (such as cleanings, x-rays, fluoride treatments, sealants, fillings and extractions)

Basic Coverage

Learn More

Comprehensive Coverage

For plans that include more comprehensive coverage, including all of the preventative and basic restorative coverage plus crowns, bridges, and dentures

Comprehensive Coverage

Learn More

Explore Summaries of Benefits and Coverage (SBC)

To search for a particular dental provider, click on the links below:

Altus Dental

Provider Search

Delta Dental of MA

Provider Search

To sign up, or if you have questions:

Call 1-888-813-9220 (TTY: 711), toll-free, Monday - Friday between 8:00 a.m. and 6:00 p.m.