When you are shopping on the Health Connector’s website for a health plan, it’s important to look at a number of things, including:
- Your monthly plan premium
- Your plan’s yearly deductible
- Your maximum out-of-pocket costs
- What prescription drugs are covered and how much you will pay
- What is covered and how much you will pay if you see a doctor or go to the emergency room
- If your provider, or doctor, accepts the plan
You can find this information on each plan’s Summary of Benefits and Coverage (SBC). This is where you can find the most comprehensive information on any plan. To see a plan’s SBC while you are browsing for plans, go to the plan detail page. At the bottom of the page are links to Plan Documents. You can find SBCs there.
Additionally, when you are selecting a plan, it is very important that you check that your doctor is in that plan’s network (a network is the group of providers that participate with a certain health plan). You will find links to health plan websites on the Health Connector website. Be sure to visit the Provider Search tool before enrolling in a plan to ensure that your doctors and hospitals will be available to you.