individuals & families

Get Covered through the Health Connector: What you need to know if you’ve recently lost health insurance benefits

Video UPDATE: Please note that the special enrollment period due to coronavirus mentioned in the video and resources ended July 23, 2020. Find out how you can enroll any time of the year → Download Presentation PDF Download Presentation Questions & Answers Yes, the new COVID-19 SEP is independent of any other SEP, and the only restriction on the COVID-19 SEP is that the individual is not already enrolled in a Health Connector plan. This is true regardless of who paid the first portion of your COBRA coverage (you or an employer) or your length of enrollment in COBRA. Keep in mind the COVID-19 SEP is currently set to end on June 23, 2020, which is also the enrollment and payment deadline for July 1, 2020 coverage. Link to SEP Regulation: https://www.mahealthconnector.org/wp-content/uploads/rules-and-regulations/AdminBulletin04-20.pdf Modified Adjusted Gross Income (MAGI) is used to determine your eligibility for subsidies through the Health Connector. More information and a form to assist you in calculating your annual projected income can be found below. Questions in the application will guide you through the information that you need to supply. In general, we recommend that you read the tool tips in the application if you have questions.  It’s also helpful to have a copy of your most recent tax return handy so that you can compare your   income or account for deductions that you might also have for 2020. Get full details at https://www.mahealthconnector.org/how-do-i-answer-questions-about-income Estimating your [...]

Massachusetts Health Connector completes successful Open Enrollment with stable membership, providing affordable, quality coverage to 250,000 members

BOSTON – February 8, 2018 – The Massachusetts Health Connector finished Open Enrollment on Jan. 23 with stable membership, despite premium increases that occurred as a result of federal policy changes just weeks before the start of Open Enrollment. As of Feb. 1, the Health Connector had 252,786 people in health coverage for February enrollments, compared to 246,831 as of Feb. 1 last year. In October, less than a month before the start of Open Enrollment, the Health Connector and the Division of Insurance allowed carriers to use increased premiums for some Silver tier plans sold through the Health Connector, in order to maintain market stability in the face of the federal government’s decision to stop making cost-sharing reduction (CSR) payments to carriers. That decision meant that many unsubsidized Health Connector members faced premium increases averaging 26 percent higher than 2017.  The Health Connector encouraged shopping for less expensive plans on the exchange, and also assisted members who chose to leave the exchange for similar, lower-cost plans through their carrier. “Our goal every Open Enrollment is to expand access to affordable coverage to people who do not have health insurance, and to ensure that our current members are able to maintain quality coverage that best suits their needs,” said Louis Gutierrez, the Executive Director of the Massachusetts Health Connector. We were able to not only help thousands of people get new health insurance through the Health Connector, but also help tens of thousands of others maintain coverage, even if it [...]

Reminder: Massachusetts Health Connector Deadline for January 2018 Coverage is Dec. 23

BOSTON – December 11, 2017 – Massachusetts residents who want health insurance have until Dec. 23 to sign up for coverage through the Massachusetts Health Connector, which holds Open Enrollment longer than the federal government. While the deadline for states that use the federal Healthcare.gov portal is Friday, Dec. 15, since Massachusetts is a state-based exchange, the Health Connector uses different deadlines. For people who want to start the new year with health insurance or change their plan for 2018, the deadline to select and pay for the plan is Saturday, Dec. 23. Residents seeking 2018 coverage can go to MAhealthconnector.org to apply and pick a plan. “December 23 is our most important deadline of the year, as new applicants get into coverage and our current members review their plan status for 2018, and it’s important that people know that they have more time in Massachusetts beyond the federal deadline,” said Louis Gutierrez, the Executive Director of the Massachusetts Health Connector. “We understand how important it is to have health insurance – for people to be able to go to the doctor and have it cost them less to be healthy – and we want to extend to them every opportunity to sign up.” Throughout Open Enrollment, the Health Connector is providing full outreach and support services to Massachusetts residents as it has in past years. This includes an Open Enrollment period that runs through Jan. 23, 2018 (for coverage starting in February 2018), fully supporting 16 Navigator organizations throughout [...]

Massachusetts Health Connector Members and New Applicants Take Early Action at Start of 2018 Open Enrollment

BOSTON – November 20, 2017 – With a stable system and user process complemented by a proactive outreach and education effort, the Massachusetts Health Connector has seen members and new applicants more active in the first two weeks of Open Enrollment compared to last year. Through Nov. 15, plans selected and enrollments are more than 40 percent higher than last year at the same time, new program determinations for Health Connector are up nearly 70 percent, and plans selected and enrollments by new members are up more than 15 percent. “It is encouraging to see people hearing our message to shop for new coverage, and taking early advantage of Open Enrollment and finding the plan that best fits their needs for the new year,” said Louis Gutierrez, the Executive Director of the Massachusetts Health Connector. “We hope all of our current members take time to review their coverage for next year, and people who don’t currently have health insurance sign up so they have the health and financial security that comes with having coverage next year.” In the first 15 days of Open Enrollment, 26,343 people selected a plan or enrolled by paying their first premium for 2018, compared to 18,695 in the first 15 days of last year’s Open Enrollment. Of those plan selections and enrollments, 7,219 people are getting new coverage through the Health Connector, compared to 6,200 last year. So far in the first 15 days of Open Enrollment, 15,713 new people were determined eligible for Health [...]

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