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Are you turning 26 soon and still on your parent’s health insurance policy?  Did you know that you will need to take action or you may no longer have health insurance? Don’t worry, you have options! Turning 26 triggers a special enrollment period that allows you to enroll in new health insurance coverage a within 60-days of your birthday. Get coverage from your job If you have a job that offers insurance, you can enroll in that coverage as turning 26—known as aging out—is considered a qualifying life event and will enable you to enroll in job-based coverage outside of your job’s open enrollment period. Get covered through your school If you are a college student, you may be able to enroll in a student health insurance plan through your school. Find out more Apply for coverage through the Health Connector When you apply for coverage through the Health Connector, you could be eligible for subsidies to help lower the cost of health insurance. Also, depending on your household size, income, and other factors, you may be eligible for MassHealth (Medicaid) coverage. By apply for coverage through the Health Connector, you can see if you are eligible for coverage through the Health Connector or MassHealth without needing to complete a separate application. Get started now → Get help applying → Do I qualify for help paying for health insurance costs? If you’re not your parent’s tax dependent when you lose coverage you may be eligible for savings if you qualify based [...]

Getting health insurance is an important first step in getting and staying healthy. Follow these guidelines to make sure you are taking care of your health and your coverage. #1 – Understand your health coverage Check with your insurance plan to see what services are covered, and know whether you will need to pay out of pocket for any services. Be familiar with your costs (premiums, co-payments, deductibles, co-insurance). Know the difference between in-network and out-of-network providers. Know where and when to send payments for your monthly health insurance premium from the Health Connector. #2 – Know where to go for care Use the emergency department only for life-threatening situations. Use your doctor for preventive health or when it’s not an emergency. Did you know that because of national healthcare reform, most health plans must cover a set of preventive services like shots and screening tests at no cost to you? Find out more about preventive services for adults, women, and children at https://www.healthcare.gov/preventive-care-benefits/adults/ #3 – Find a provider Ask people you trust and/or do research on the internet. Check which providers are in your network by searching on your health plan’s website or calling your health plan’s customer service number. If you’re assigned a provider and you want to change, call your health plan. #4 – After you have an appointment with a provider Follow your provider’s instructions. Fill any prescriptions you were given, and take them as directed. Review your explanation of [...]