The Massachusetts Health Connector submitted a comment letter in support of proposed changes to regulations surrounding Short-Term, Limited-Duration Insurance (STLDI) and related coverage options. These updates aim to protect consumers and promote equitable access to comprehensive health care.
The Health Connector emphasizes the importance of improving affordability for small groups, highlighting that many small businesses in Massachusetts struggle with the rising costs of health insurance. It also supports federal efforts to help consumers better understand their coverage options and avoid the pitfalls of enrolling in non-comprehensive plans, which often lack key protections under the ACA. Misleading marketing practices for limited-benefit products can harm consumers, particularly low-income households and underserved communities, by steering them away from robust ACA-compliant coverage.
By ensuring clear distinctions between comprehensive and non-comprehensive plans and reinforcing consumer protections, the proposed rules can reduce health disparities and foster stability in health care markets. The Health Connector remains committed to advancing affordable, high-quality coverage for all and applauds these efforts to safeguard consumers during critical coverage transitions.