People under 30 and people with a hardship exemption from the federal requirement to have health insurance may buy a Catastrophic health plan. This type of plan has lower monthly premiums and protects you from very high medical costs. However, these plans have a very high deductible — $6,850 in 2016. They may be an affordable way to protect yourself from worst-case scenarios, like getting seriously sick or injured. Please remember to carefully review Summaries of Benefits and Coverage for this plan type to ensure the coverage meets your health care needs. If you are not sure, you can contact a local Enrollment Assister to help you understand your coverage options.
If you are eligible to shop for Catastrophic health plans, you can complete your enrollment online, by phone, or in-person at a Walk-in Center.