The Student Health Insurance Program (SHIP) Report for Academic Year 2024–2025 explains how student health coverage is provided across Massachusetts. In the reported year, 92 institutions offered SHIPs, covering over 117,000 students, while 394,697 students overall were subject to the SHIP requirement. Of those students, 29.8 percent enrolled in a SHIP and 70.2 percent waived coverage by showing comparable insurance, with students at private institutions and within the University of Massachusetts system more likely to enroll. The report also found that the average annual self-only SHIP premium remained lower than the average unsubsidized Health Connector plan in 2025, reinforcing SHIPs as a cost-effective and comprehensive source of coverage for students.
Published March 2026
