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I am uninsured and need coverage. Can I apply for insurance today?

The most recent Open Enrollment period ended January 23, 2025. If it is outside the Open Enrollment period, there are still ways to get health insurance! If you qualify for coverage through the Health Connector, certain life events (“qualifying events”) allow you to get coverage during a 60-day special enrollment period, even though open enrollment has ended. You can enroll any time of the year if: You qualify for MassHealth. You now qualify for a ConnectorCare plan through the Health Connector after not having qualified in the past, or after applying for the first time. You are applying for dental coverage. You are a member of a federally recognized tribe or Alaska Native shareholder. Find out more about Special Enrollment Period to get started → If you are not sure if you qualify, you can get help by calling customer service or calling an Enrollment Assister near you to make an appointment.

What information do I need to apply?

Here is a list of information and documents that you may want to gather before you start your new insurance application. You can still apply for help paying for health coverage if you have most of the information below. Social Security numbers for all people who are applying or An immigration document for all non-U.S. citizens who are applying. If you are applying for help paying for insurance: a copy of your federal tax return from last year. If you did not file taxes last year, or your income has changed since last year, have information about your current income ready (such as recent pay stubs or an unemployment award letter). Home or mailing address for everyone in your household who needs insurance. If your employer or your spouse’s employer offers health insurance, ask their Human Resources department these questions: Do any of the health plans that the employer offers meet the“minimum value” standard? What is the employee contribution to the lowest-cost health plan offered for an individual? How often? Weekly Every 2 weeks Twice a month Monthly

How can I make a premium payment?

There are 4 ways to make payments to the Health Connector: Online at payment.mahealthconnector.org with your checking or savings account. By mail with a check or money order. In-person at one of our customer service walk-in centers with a check or money order. Through your bank’s online bill payment system. We do not accept cash, PayPal, credit or debit cards, mobile pay, or other forms of electronic payments at this time. You can read in detail about each of these ways to pay on our How to Pay page now → It's important to note that Premium payments for individual and family health and dental plans are due the 23rd of the month before coverage effective (start) date. See the table below. If you purchased both a health and a dental plan, each plan’s premium must be paid separately.

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